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Should You Purchase Moving Insurance?

Should You Purchase Moving Insurance?

You’ve found your new home and whether you have chosen to rent a condo beachside in Cocoa or are trading in city life for land out in Palm Bay, FL, chances are you are like most of us when it comes to your belongings: you want them to arrive safely and in one place. While there is never a full guarantee when it comes to transporting belongings, choosing a reputable mover is the best place to start. A Mother’s Touch Movers has over 30 years of experience with residential and commercial moves and we know how to make the most of your moving experience. We offer an array of moving services including partial or full packing and/or unpacking, same day service when available, packing supplies and boxes, and more. We are licensed, bonded, and insured so you know that only top-notch professionals will be handling your things. We are here to assist you 7 days a week.

When it comes to moves, many homeowners and renters debate purchasing moving insurance. If this is you, here are some things you need to know.

Movers are required to offer coverage. This is called valuation. Valuation refers to the amount of responsibility a moving company will accept if your items are damaged while under their care. There are varying tiers when it comes to valuation.  Be careful, this is not insurance and having it does not mean that all of your items qualify for any amount of payback. Be sure to read your contract well and know what you are signing as there are many caveats to this type of coverage. According to Moving.com, movers are not required to compensate owners under the following (and more) circumstances. For example, if you pack boxes yourself and items become damage during the move, you will be hard pressed to see any return from the moving company. If you do not inform movers of loss or damage promptly, you could lose out. You must notify your movers, in writing, about any items you have that are considered to be of “extraordinary value.” For a more exhaustive list of conditions, you can visit the Federal Motor Carrier Safety Administration website.

If you are still not confident, you always have the option to choose movers insurance from a third-party. Valuation coverage will not cover the cost of loss for all of your items so protecting yourself further with insurance is always a good idea. Here again, you will need to choose a policy that works best for your needs so be sure to read the fine print and go with a reputable company.

You have several options when it comes to protecting your belongings during a move. Be sure to do your research, ask friends and family who have recently used a moving company, and make the best selection for your needs. If you have questions about your Melbourne, FL move, please feel free to contact A Mother’s Touch Movers!

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